To empower a homeownership with loan programs, there are many ways we can do to support them throughout the loan application process. This includes explaining the different types of loans available, helping them compare interest rates and terms, and assisting them in gathering the required documents. Additionally, you can educate them on the responsibilities and potential risks associated with a home loan, and offer guidance on managing their finances effectively to ensure successful repayment
Recently, Linda Peltz, licensed realtor Clovis CA, had an engaging chat with Michelle Johnson from the Hero Loan Team. Their discussion sheds light on the ins and outs of the housing market and the specialized home loan programs available, particularly for those who selflessly serve our communities.
Get ahead to video discussion below to learn the recent housing market and how the Hero Loan Program could help the community
Diving into the Community Connection
Michelle and Linda quickly connect on the community-driven aspect of these heroic roles. The conversation highlights the incredible dedication of individuals working in demanding fields like nursing and the military. The emotional toll and commitment are immense, often requiring a delicate balance between work and personal life. Linda and Michelle both underscore the significance of assisting these heroes in transitioning into the realm of homeownership.
Transitioning from heroism to home, they mentioned a common misconception that’s been doing rounds lately. Michelle puts it straight – the chatter about an impending market crash due to rising interest rates doesn’t necessarily align with reality. The uptick in interest rates is a move to control inflation, not a signal of economic turmoil. This twist of events also plays a part in stabilizing the housing market, bringing some much-needed equilibrium.
Further, Michelle and Linda take us on a journey through recent market trends. They revisit the era of rock-bottom interest rates when housing prices soared sky-high. Buyers were going above and beyond market values, a phenomenon fueled by those attractive interest rates. However, with the market moving towards balance, buyers are becoming more cautious, offering more reasonable sums.
Setting the record straight, they address the notion of housing prices dropping. They clarify that it’s not a massive plunge but rather a shift towards pragmatic pricing. Offers are no longer way above market values, leading to a steady pace of equity growth, harkening back to the historical average of about 3% annually.
Read More:
The Complete First Time Home Purchase Guide and Checklist by Michelle Johnson
Rewarding Our Local Heroes With Hero of the Month Program
The Overview of Fresno Clovis CA Housing Market by Michelle Johnson
Tailored Programs for Heroes in Community
Michelle Johnson kicks off the conversation by introducing the Hero Loan Team’s unique mission. Their focus? Providing home loans programs designed with heroes in mind – the ones in law enforcement, fire services, the military, education, and medical fields.
While they extend their top-notch service to everyone, these heroes get an extra dose of appreciation through tailored programs. It’s a way to honor those who dedicate their lives to keeping us safe and healthy.
Hero Loan Program offers a range of remarkably competitive loan programs tailored specifically for Heroes, they go the extra mile to uncover avenues that can help these individuals save money. Whether it’s through reduced closing costs, lower monthly payments, or a combination of both, the team is committed to making home ownership more accessible and affordable.
Their commitment extends even further – they collaborate with like-minded agents like Linda Peltz, licensed realtor Clovis CA who share their vision and are prepared to offer closing cost credits. This collaborative effort stands as a testament to their deep appreciation for the remarkable contributions of our Heroes.
With the conversation drawing to a close, Michelle provides her contact details for those eager to learn more. Her expertise in navigating heroic home loans can be a valuable resource. Lets reach out to her to know more about the program
Michelle Johnson
Hero Loan Team
559-314-6760
michelle@heroloanteam.com
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Call me for further details:
Linda Peltz, eXp Realty | DRE 01997670
559-353-4556
lwpproperty@gmail.com