Monday, November 4One Stop Realty and Real Estate News

Tag: Home Loan

Retirement Planning with Reverse Mortgage with Dennis Keithly & Linda Peltz

Retirement Planning with Reverse Mortgage with Dennis Keithly & Linda Peltz

Home Loan, Realty Companies
Reverse mortgages can be a way to supplement retirement income by allowing to access the equity in their homes., there are fees and interest associated with reverse mortgages, so it's important to fully understand the terms and implications before proceeding. It's advisable to consult with a financial advisor to explore all retirement planning options, including reverse mortgages, to ensure a secure and sustainable financial future. In recent discussion between Dennis Keithly & Linda Peltz, we’ll explore how reverse mortgages work, their benefits, and considerations to help you determine if this tool could be right for your retirement. https://www.youtube.com/watch?v=3e7hlWkL6Bc&t=17s What is a Reverse Mortgage? A reverse mortgage is an FHA-insured loan designed f...
A Testament to Home Loan Success with Walker Home Loans

A Testament to Home Loan Success with Walker Home Loans

Home Loan
In the dynamic loan industry, finding a trustworthy and reliable mortgage team can be a challenge. Walker Home Loans, led by the experienced and dedicated Michelle Walker, are the ones with integrity and professionalism.  In a recent conversation with Realtor Linda Peltz, Michelle Walker shared her inspiring journey and the core values that have shaped her business since its inception in 2021. Let's dive into the insights she provided and learn more about what makes Walker Home Loan a top choice for prospective homeowners. https://youtu.be/ptwY4ngmEAA?si=YJPfNaCzzZSPkWWA A Journey of Resilience and Dedication Michelle Walker's story is one of resilience and determination. With a career in lending that began on December 28, 1999, Michelle made a bold transition f...
Making Homeownership Accessible: MKG Enterprises With 0% Down Payment Solutions

Making Homeownership Accessible: MKG Enterprises With 0% Down Payment Solutions

Home Loan
Linda Peltz realtor Clovis CA is here to share some exciting news about homeownership opportunities that can significantly ease the financial burden for first-time buyers and those looking to relocate.  MKG Enterprises Corp offers incredible loan programs, including 0% down payment solutions designed to make the dream of owning a home more accessible. Let's hover into the video below and see how these programs can help you achieve homeownership https://www.youtube.com/live/QLVESYURvWo Unlocking 0% Down Payment Programs One of the most remarkable features of MKG's loan offerings is the 0% down payment program. This program allows buyers to step into homeownership without the need for an initial down payment. With a 3% loan up to $15,000, both first-time buyers and existing...
Homebuyer Guide to Rising Interest Rates in 2024 With Hero Loan Team Michelle Johnson & Realtor Linda Peltz

Homebuyer Guide to Rising Interest Rates in 2024 With Hero Loan Team Michelle Johnson & Realtor Linda Peltz

Home Loan
Interest rates in the US play a crucial role in the economy, influencing everything from mortgage rates to the cost of borrowing for businesses. Recently, the dynamics of these rates have undergone significant changes, making it essential for potential homebuyers and investors to stay informed. Let’s dive into video discussion with Linda Peltz realtor Clovis CA & Michelle Johnson from Hero Loan Team. They discussing what have been happening with interest rates, how it impacts the housing market, and what prospective buyers should consider. https://youtu.be/qgqzh453l1s The Recent Rise in Interest Rates Interest rates have been on a noticeable climb since late 2022. This shift began with rates in the 2% to 3% range, which many buyers found highly attractive. However, as in...
Everything You Need to Know About NAR Ruling & New Lending Law – Hero Loan Team

Everything You Need to Know About NAR Ruling & New Lending Law – Hero Loan Team

Home Loan
Changes in lending laws is crucial for both buyers and sellers. With the recent updates from the National Association of Realtors (NAR), understanding how these changes will impact transactions is essential.  To gain more understanding on this topic, realtor Linda Peltz realtor Fresno CA held discussion with Michelle Johnson from Hero Loan Team to dissect the implications of the new regulation and how they're affecting the real estate landscape. Tune in to video below: https://www.youtube.com/watch?v=qt2T5u24y_c New Law to Take Effect in July Michelle Johnson dives into the heart of the matter, emphasizing that while there are still lingering questions, there are also answers emerging. The changes are slated to take effect in July, promising shifts in various aspects of r...
Don’t Let Delay Cost You: The Importance of Timely Home Purchases with Hero Loan Team

Don’t Let Delay Cost You: The Importance of Timely Home Purchases with Hero Loan Team

Home Loan
Timely home purchases are important because they allow buyers to take advantage of favorable market conditions, lock in low interest rates, and avoid missing out on their desired property. Acting promptly can also prevent competing offers and bidding wars, ensuring a smoother and less stressful buying process. Favorable market conditions influence timely home purchases as they offer buyers the opportunity to secure better deals, lower prices, and a wider selection of properties. Taking advantage of these conditions can lead to significant savings and a more rewarding investment in real estate. Recently Michelle Johnson and Linda Peltz explores the implications of delaying a home purchase and why taking action sooner rather than later could be financially advantageous. Grab a drink an...
Home Buyer Guide in Current Real Estate Market for January 2024 with Hero Loan Team

Home Buyer Guide in Current Real Estate Market for January 2024 with Hero Loan Team

Home Loan, Real Estate
There are many comprehensive home buying guides available, but one highly regarded resource is the one provided by Hero Loan Team. It provides detailed information on the entire home buying process, from understanding mortgages, qualify for home loan to closing the deal. Additionally, the guide offers helpful tips to identify and avoid common pitfalls in the homebuying journey. With the expertise of professionals like Linda Peltz realtor Clovis CA and Michelle Johnson from the Hero Loan Team, individuals can gain valuable insights into the market trends and financial strategies necessary to navigate the process successfully.  This video article delves into the intricacies of the home loan market, providing practical advice and expert guidance for those looking to make one of the...
Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Home Loan
A community lending program is a financial initiative aimed at providing loans to individuals or businesses within a specific community or geographical area. These programs are typically offered by local organizations, credit unions, or community development financial institutions (CDFIs).  The goal is to promote access to credit for underserved populations, stimulate local economic growth, and empower community members to achieve their financial goals. Community lending programs often have more flexible eligibility criteria and offer lower interest rates compared to traditional lenders.In a recent conversation between realtor Clovis CA Linda Peltz and Leigh Fisher from RWM Home Loan, an exciting program was unveiled that promises substantial savings for potential homebuyers. Let's...
Loan Program January 2024 and Lending Guideline with Hero Loan Team

Loan Program January 2024 and Lending Guideline with Hero Loan Team

Home Loan
Linda Peltz, as eXp Realty realtor Fresno CA, brings forth an enlightening discussion with Ken Janes and Michelle Johnson from Hero Loan Teams, discovering home loan programs available, especially as January marks a significant reset for these programs.  The conversation not only unveils the opportunities for potential homebuyers but also emphasizes the importance of collaboration, transparency, and personalized strategies in the homebuying process. Join us on this journey as we explore the insights provided by Ken Janes and Michelle and discover how Hero Loan Teams can turn homeownership dreams into reality. https://www.youtube.com/watch?v=tInCMQ2Kbv0 Hero Loan Team's Expertise: An Overview As the regional manager of Hero Loan Team, Ken Janes, alongside Michelle Johnson,...
Everything You Need to Know About Interest Rates in 2024 with Hero Loan Team

Everything You Need to Know About Interest Rates in 2024 with Hero Loan Team

Home Loan
Interest rates play a crucial role in the economy. They determine the cost of borrowing money, which influences both consumer spending and investment decisions. Lower interest rates encourage borrowing, stimulating economic growth and encouraging businesses to expand. Higher interest rates can help control inflation by reducing spending and curbing the demand for loans.  Central banks often use interest rates as a tool to manage the economy, adjusting them to maintain stability and support economic objectives like price stability, employment, and growth. We're diving into the fascinating world of interest rates, exploring what's on the horizon. Stick around as Michelle sheds light on the twists and turns in this financial rollercoaster. https://www.youtube.com/watch?v=d6Rzoo-Ha...