Home Loan Archives - Page 3 of 3

May222023 by adminNo Comments

Exploring the Impact of Recessions on Housing Prices: Insights from Hero Loan Team and Michelle Johnson

In general, economic recessions have always been a topic of concern for both homebuyers and sellers. The fluctuations in housing prices during these downturns can significantly impact individuals' decisions to enter the market. To better understand the variations in housing prices during recessions, it is essential to consider the unique factors at play. These factors include the causes of the recession, governmental policies, interest rates, lending practices, and market conditions. By examining these variables, first time home buyer and seller can gain insights into the complex interplay of economic factors and their impact on housing prices. To shed light on this topic, lets delve into a compelling talkshow between eXp realty realtor Linda Peltz and loan specialist Michelle ...

Apr222023 by adminNo Comments

Rewarding Our Local Heroes With Hero of the Month Program by Hero Loan Team

Press Release, Realty Companies

Local heroes play a vital role in our communities. They are the brave individuals who risk their lives to protect us, care for us, educate us, and serve us in numerous ways. Despite the critical role they play in our daily lives, these heroes often go unnoticed and underappreciated. It's time we recognize and appreciate their sacrifices and selfless service. One way we can do this is by participating in Hero Loan Team programs called the Hero of the Month. This program honors and rewards local heroes for their service.Recently, Linda Peltz as Realtor Clovis CA and Michelle from Hero Loan Team introduce the Hero of the Month program and explained how you can nominate a hero in your community. To provide further insight into this program, hover to the video discussion between Linda ...

Apr72023 by adminNo Comments

Tips For Getting a Home Loan Program by Marshawn Govan from MKG Enterprises

Real Estate, Realty Companies

Buying a home in Fresno? Looking for a home loan to finance the purchase? With so many loan options available, it can be overwhelming to decide which one is best for you. Whether you're a first-time homebuyer or looking to refinance, getting a home loan can be a complicated and time-consuming process. That's why it's essential to understand the different types of home loan programs available and the factors that affect your eligibility. On this occasion, Linda Peltz realtor Fresno talked to Marshawn G from the MKG Enterprises Corp. This company offers diverse financial products, including mortgage loans, one-time construction loans and home and equity lines of credit. If you’re planning on applying for a home loan, then you’ve landed on the right page. In a moment we’ll be revealing our ti...

Mar162023 by adminNo Comments

The Fundamentals of Home Loan, Discussion Linda Peltz with Brandy Mozzone from U Loans

Press Release, Real Estate

In recent years, millennials have started taking over as the dominant home buyers in the U.S. Fierce competition in the housing market was seen in 2021, particularly due to all-time low interest rates and limited inventory. Millennials are also starting to raise their own families, which is another reason why they’re scrambling to buy homes. However, this phenomena has caused a spike in home prices. Adding to the problem is the Fed’s decision to increase interest rates in March 2022. In comparison to buyer competition, more millennials now consider the high interest rates as the main obstacle of homeownership. Despite these unfavorable conditions, it doesn’t change the fact that millennials feel the need to own homes. This is why U Loans have introduced several low income home ...

Feb72023 by adminNo Comments

How to Qualify for Loan Assistance Program With Hero Loan Teams

Real Estate, Realty Companies

Qualifying for a loan assistance program can be a challenging process, but with proper preparation, it will be deservedly earned. To start, you should talk with loan officer, determine your financial situation and calculate how much home you can afford. This will help you narrow down your search for a suitable home and help you determine the amount of loan you'll need. To qualify for a loan assistance program, you'll need to meet certain eligibility requirements by the lender or broker. One of the requirements placed by Hero Loan Team are income, credit score, and debt-to-income ratio. It's best to have a good credit score, which is usually a score of 620 or higher. A high credit score will make it easier for you to qualify for a loan with favorable terms and interest rates. In addition...

Jan272023 by adminNo Comments

The Landscape of Mortgage Industry by With Garrett Wood and Linda Peltz

Press Release

The mortgage industry is a complex and dynamic landscape that plays a critical role in the economy by providing individuals and families with the means to purchase a home. A mortgage is a loan that is used to purchase a property, and it is typically secured by the property itself. The loan is paid back over a period of time, typically 15 or 30 years, with interest. There are a wide variety of mortgage programs available, each with its own set of terms, conditions, and requirements. Some popular programs include conventional mortgages, FHA loans, and VA loans. These programs are offered by a variety of lenders, including banks, credit unions, and mortgage companies, and they may have different interest rates and fees depending on the lender and the borrower's qualifications. Thi...

Jan192023 by adminNo Comments

Beginner Guide to VA Loan by Linda Peltz and Al Gonzalez From VA Loan Veteran

Realty Companies

In recent years, Fresno has seen a rise in the demand for housing. Strategically located between the metropolitan cities of San Francisco and Los Angeles, Fresno provides a more affordable housing option for both singles and families. Military members are no exception, whether they’re active or retired. If you’re a military member attempting to buy a home, chances are you’ve heard about the Fresno VA loans. Guaranteed by the US’ Veteran Affairs department, this loan is issued by private mortgage lenders and banks. The objective? To help active and veteran members of the military acquire the home of their dreams. Unlike any other mortgage programs, the VA loan comes with less strict requirements while still providing home buyers with funding assistance. One company to help with this p...