Thursday, May 23One Stop Realty and Real Estate News

Tag: Homeowner

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Home Loan
A community lending program is a financial initiative aimed at providing loans to individuals or businesses within a specific community or geographical area. These programs are typically offered by local organizations, credit unions, or community development financial institutions (CDFIs).  The goal is to promote access to credit for underserved populations, stimulate local economic growth, and empower community members to achieve their financial goals. Community lending programs often have more flexible eligibility criteria and offer lower interest rates compared to traditional lenders.In a recent conversation between realtor Clovis CA Linda Peltz and Leigh Fisher from RWM Home Loan, an exciting program was unveiled that promises substantial savings for potential homebuyers. Let'...
Loan Program January 2024 and Lending Guideline with Hero Loan Team

Loan Program January 2024 and Lending Guideline with Hero Loan Team

Home Loan
Linda Peltz, as eXp Realty realtor Fresno CA, brings forth an enlightening discussion with Ken Janes and Michelle Johnson from Hero Loan Teams, discovering home loan programs available, especially as January marks a significant reset for these programs.  The conversation not only unveils the opportunities for potential homebuyers but also emphasizes the importance of collaboration, transparency, and personalized strategies in the homebuying process. Join us on this journey as we explore the insights provided by Ken Janes and Michelle and discover how Hero Loan Teams can turn homeownership dreams into reality. https://www.youtube.com/watch?v=tInCMQ2Kbv0 Hero Loan Team's Expertise: An Overview As the regional manager of Hero Loan Team, Ken Janes, alongside Michelle Johnson...
Redefining Real Estate and Financial Success with Linda Peltz and Deric Blanton

Redefining Real Estate and Financial Success with Linda Peltz and Deric Blanton

Realty Companies
Real estate and financing are both crucial aspects of the landscape because they directly impact economic growth, stability, and development. Real estate determines the availability and use of land for various purposes such as residential, commercial, or industrial, while financing provides the necessary capital for real estate projects and investments. Both sectors are interdependent, with real estate driving economic activity and financing facilitating access to funds. The combination of robust real estate and financing markets is essential for a thriving economy and a well-functioning landscape. The video discussion below unfolds as a captivating exploration of Linda Peltz's journey in the realm of real estate and Deric Blanton as Financial Professional from WealthWave Financial. Fr...
The Role of Pre-Listing Inspections for Seller, by Robert Barr from ABA Home Inspection

The Role of Pre-Listing Inspections for Seller, by Robert Barr from ABA Home Inspection

Other, Realty Companies
Pre-listing inspections are important as they allow sellers to determine the condition of a property before listing it for sale. These inspections can identify any potential issues or repairs that need to be addressed, which can save time and prevent surprises during the buyer's inspection.  By addressing these issues upfront, sellers can make necessary repairs or adjustments and present the property in the best possible condition, increasing its appeal to potential buyers and potentially speeding up the sale process. Pre-listing inspections provide transparency and can help instill confidence in buyers. In a recent engaging discussion, Linda Peltz realtor Clovis CA sits down with Robert Barr, certified home inspector from ABA Home Inspection, to cover Home Inspection for Selle...
The Essentials of Homebuying and Lending: A Conversation with Mark Rocha, Nexa Mortgage Loan Officer

The Essentials of Homebuying and Lending: A Conversation with Mark Rocha, Nexa Mortgage Loan Officer

Press Release, Realty Companies
The relation between homebuying and lending is that most homebuyers rely on lending institutions (such as banks or mortgage lenders) to provide them with the necessary funds to purchase a home. Lenders assess the financial qualifications of potential buyers and provide them with a loan, which the buyers then use to complete the home purchase.  The availability of lending options and the terms offered by lenders can significantly impact homebuying activity and the overall health of the housing market. In this article, we'll take you on a journey through a candid conversation between two industry experts, Realtor Linda Peltz and Mortgage Loan Officer Mark Rocha. Together, they dive into the fascinating world of homebuying and lending, offering valuable insights and shedding light...
From Wheelchair Accessible Vehicles to Home Accessibility with Mobility Works, Ed Williams Ruffin

From Wheelchair Accessible Vehicles to Home Accessibility with Mobility Works, Ed Williams Ruffin

Press Release, Real Estate, Realty Companies
Wheelchair to accessible housing are both important for individuals with disabilities because it allows them to live independently and participate fully in daily activities. Accessible features like ramps, wide doorways, and grab bars make it easier for individuals with mobility impairments to move around their home safely.  These accommodations can enhance their quality of life and reduce dependence on others for assistance. Accessible housing also promotes inclusivity and equality by ensuring that individuals with disabilities have equal opportunities to access and enjoy their living space. Join realtor Linda Peltz as she engages in an enlightening conversation with Ed Williams Ruffin, the General Manager of Mobility Works, a company that specializes in transforming the lives...
Empowering ‘Heroes’ Homeowner With Hero Loan Program by Michelle Johnson and Linda Peltz

Empowering ‘Heroes’ Homeowner With Hero Loan Program by Michelle Johnson and Linda Peltz

Press Release, Realty Companies
To empower a homeownership with loan programs, there are many ways we can do to support them throughout the loan application process. This includes explaining the different types of loans available, helping them compare interest rates and terms, and assisting them in gathering the required documents. Additionally, you can educate them on the responsibilities and potential risks associated with a home loan, and offer guidance on managing their finances effectively to ensure successful repayment Recently, Linda Peltz, licensed realtor Clovis CA, had an engaging chat with Michelle Johnson from the Hero Loan Team. Their discussion sheds light on the ins and outs of the housing market and the specialized home loan programs available, particularly for those who selflessly serve our communiti...
Home Insurance for First-Time Buyers: Expert Advice from Ziang Her, PBM Insurance

Home Insurance for First-Time Buyers: Expert Advice from Ziang Her, PBM Insurance

Real Estate, Realty Companies
For first-time home buyers, it's important to get home insurance to protect your investment. Start by researching different insurance providers and comparing quotes to find the best coverage and price for your needs. When purchasing home insurance, consider factors such as coverage for the structure, personal belongings, liability, and additional living expenses in case your home becomes uninhabitable. Also, take into account any specific risks in your area, like floods or earthquakes, and inquire about additional coverage options. Consult with an insurance agent who can guide you through the process and answer any questions you may have. Previously Linda Peltz as listing agent Fresno CA had tremendous opportunity to talk with Ziang Her from PBM Insurance. They discussed the comprehens...
The Landscape of Mortgage Industry by With Garrett Wood and Linda Peltz

The Landscape of Mortgage Industry by With Garrett Wood and Linda Peltz

Press Release
The mortgage industry is a complex and dynamic landscape that plays a critical role in the economy by providing individuals and families with the means to purchase a home. A mortgage is a loan that is used to purchase a property, and it is typically secured by the property itself. The loan is paid back over a period of time, typically 15 or 30 years, with interest.  There are a wide variety of mortgage programs available, each with its own set of terms, conditions, and requirements. Some popular programs include conventional mortgages, FHA loans, and VA loans. These programs are offered by a variety of lenders, including banks, credit unions, and mortgage companies, and they may have different interest rates and fees depending on the lender and the borrower's qualifications. Th...