Tuesday, June 25One Stop Realty and Real Estate News

Tag: Mortgage Company

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Home Loan
A community lending program is a financial initiative aimed at providing loans to individuals or businesses within a specific community or geographical area. These programs are typically offered by local organizations, credit unions, or community development financial institutions (CDFIs).  The goal is to promote access to credit for underserved populations, stimulate local economic growth, and empower community members to achieve their financial goals. Community lending programs often have more flexible eligibility criteria and offer lower interest rates compared to traditional lenders.In a recent conversation between realtor Clovis CA Linda Peltz and Leigh Fisher from RWM Home Loan, an exciting program was unveiled that promises substantial savings for potential homebuyers. Let'...
Loan Program January 2024 and Lending Guideline with Hero Loan Team

Loan Program January 2024 and Lending Guideline with Hero Loan Team

Home Loan
Linda Peltz, as eXp Realty realtor Fresno CA, brings forth an enlightening discussion with Ken Janes and Michelle Johnson from Hero Loan Teams, discovering home loan programs available, especially as January marks a significant reset for these programs.  The conversation not only unveils the opportunities for potential homebuyers but also emphasizes the importance of collaboration, transparency, and personalized strategies in the homebuying process. Join us on this journey as we explore the insights provided by Ken Janes and Michelle and discover how Hero Loan Teams can turn homeownership dreams into reality. https://www.youtube.com/watch?v=tInCMQ2Kbv0 Hero Loan Team's Expertise: An Overview As the regional manager of Hero Loan Team, Ken Janes, alongside Michelle Johnson...
Fast Home Loan Preapproval with Mortgage Pros, Discussion with Michael Gilmore and Linda Peltz

Fast Home Loan Preapproval with Mortgage Pros, Discussion with Michael Gilmore and Linda Peltz

Home Loan, Realty Companies
Home preapproval is a process where a lender evaluates a borrower's financial information to determine if they qualify for a home loan and how much they can borrow. It involves a credit check, income verification, and a review of the borrower's financial documents.  Getting preapproved for a home loan can help borrowers understand their budget and make the homebuying process smoother. It is not a guarantee of a loan, but it strengthens a borrower's position when making an offer on a home. Realtor Clovis CA, Linda Peltz welcomes us to an insightful conversation with Michael Gilmore, the man behind Mortgage Pros in Clovis and Fresno, California. As owner, broker, and mortgage maestro, Michael is here to unravel dynamic state of Mortgage lender Fresno CA.  Let's dive into ...
Rewarding Our Local Heroes With Hero of the Month Program by Hero Loan Team

Rewarding Our Local Heroes With Hero of the Month Program by Hero Loan Team

Press Release, Realty Companies
Local heroes play a vital role in our communities. They are the brave individuals who risk their lives to protect us, care for us, educate us, and serve us in numerous ways. Despite the critical role they play in our daily lives, these heroes often go unnoticed and underappreciated.  It's time we recognize and appreciate their sacrifices and selfless service. One way we can do this is by participating in Hero Loan Team programs called the Hero of the Month. This program honors and rewards local heroes for their service.Recently, Linda Peltz as Realtor Clovis CA and Michelle from Hero Loan Team introduce the Hero of the Month program and explained how you can nominate a hero in your community. To provide further insight into this program, hover to the video discussion between Linda...
How to Qualify for Loan Assistance Program With Hero Loan Teams

How to Qualify for Loan Assistance Program With Hero Loan Teams

Real Estate, Realty Companies
Qualifying for a loan assistance program can be a challenging process, but with proper preparation, it will be deservedly earned. To start, you should talk with loan officer, determine your financial situation and calculate how much home you can afford. This will help you narrow down your search for a suitable home and help you determine the amount of loan you'll need. To qualify for a loan assistance program, you'll need to meet certain eligibility requirements by the lender or broker. One of the requirements placed by Hero Loan Team are income, credit score, and debt-to-income ratio. It's best to have a good credit score, which is usually a score of 620 or higher. A high credit score will make it easier for you to qualify for a loan with favorable terms and interest rates. In additio...
The Landscape of Mortgage Industry by With Garrett Wood and Linda Peltz

The Landscape of Mortgage Industry by With Garrett Wood and Linda Peltz

Press Release
The mortgage industry is a complex and dynamic landscape that plays a critical role in the economy by providing individuals and families with the means to purchase a home. A mortgage is a loan that is used to purchase a property, and it is typically secured by the property itself. The loan is paid back over a period of time, typically 15 or 30 years, with interest.  There are a wide variety of mortgage programs available, each with its own set of terms, conditions, and requirements. Some popular programs include conventional mortgages, FHA loans, and VA loans. These programs are offered by a variety of lenders, including banks, credit unions, and mortgage companies, and they may have different interest rates and fees depending on the lender and the borrower's qualifications. Th...