home financing Archives - Realty US News

Aug62024 by adminNo Comments

A Testament to Home Loan Success with Walker Home Loans

Home Loan

In the dynamic loan industry, finding a trustworthy and reliable mortgage team can be a challenge. Walker Home Loans, led by the experienced and dedicated Michelle Walker, are the ones with integrity and professionalism. In a recent conversation with Realtor Linda Peltz, Michelle Walker shared her inspiring journey and the core values that have shaped her business since its inception in 2021. Let's dive into the insights she provided and learn more about what makes Walker Home Loan a top choice for prospective homeowners. https://youtu.be/ptwY4ngmEAA?si=YJPfNaCzzZSPkWWA A Journey of Resilience and Dedication Michelle Walker's story is one of resilience and determination. With a career in lending that began on December 28, 1999, Michelle made a bold transition f...

May162024 by adminNo Comments

Homebuyer Guide to Rising Interest Rates in 2024 With Hero Loan Team Michelle Johnson & Realtor Linda Peltz

Home Loan

Interest rates in the US play a crucial role in the economy, influencing everything from mortgage rates to the cost of borrowing for businesses. Recently, the dynamics of these rates have undergone significant changes, making it essential for potential homebuyers and investors to stay informed. Let’s dive into video discussion with Linda Peltz realtor Clovis CA & Michelle Johnson from Hero Loan Team. They discussing what have been happening with interest rates, how it impacts the housing market, and what prospective buyers should consider. https://youtu.be/qgqzh453l1s The Recent Rise in Interest Rates Interest rates have been on a noticeable climb since late 2022. This shift began with rates in the 2% to 3% range, which many buyers found highly attractive. However, as in...

Apr202024 by adminNo Comments

Everything You Need to Know About NAR Ruling & New Lending Law – Hero Loan Team

Home Loan

Changes in lending laws is crucial for both buyers and sellers. With the recent updates from the National Association of Realtors (NAR), understanding how these changes will impact transactions is essential. To gain more understanding on this topic, realtor Linda Peltz realtor Fresno CA held discussion with Michelle Johnson from Hero Loan Team to dissect the implications of the new regulation and how they're affecting the real estate landscape. Tune in to video below: https://www.youtube.com/watch?v=qt2T5u24y_c New Law to Take Effect in July Michelle Johnson dives into the heart of the matter, emphasizing that while there are still lingering questions, there are also answers emerging. The changes are slated to take effect in July, promising shifts in various aspects of r...

Feb92024 by adminNo Comments

Home Buyer Guide in Current Real Estate Market for January 2024 with Hero Loan Team

Home Loan, Real Estate

There are many comprehensive home buying guides available, but one highly regarded resource is the one provided by Hero Loan Team. It provides detailed information on the entire home buying process, from understanding mortgages, qualify for home loan to closing the deal. Additionally, the guide offers helpful tips to identify and avoid common pitfalls in the homebuying journey. With the expertise of professionals like Linda Peltz realtor Clovis CA and Michelle Johnson from the Hero Loan Team, individuals can gain valuable insights into the market trends and financial strategies necessary to navigate the process successfully. This video article delves into the intricacies of the home loan market, providing practical advice and expert guidance for those looking to make one of the...

Jan222024 by adminNo Comments

Exploring RWM Home Loan’s Community Lending Program with Leigh Fisher and Linda Peltz Realtor

Home Loan

A community lending program is a financial initiative aimed at providing loans to individuals or businesses within a specific community or geographical area. These programs are typically offered by local organizations, credit unions, or community development financial institutions (CDFIs). The goal is to promote access to credit for underserved populations, stimulate local economic growth, and empower community members to achieve their financial goals. Community lending programs often have more flexible eligibility criteria and offer lower interest rates compared to traditional lenders.In a recent conversation between realtor Clovis CA Linda Peltz and Leigh Fisher from RWM Home Loan, an exciting program was unveiled that promises substantial savings for potential homebuyers. Let's...

Jan152024 by adminNo Comments

Loan Program January 2024 and Lending Guideline with Hero Loan Team

Home Loan

Linda Peltz, as eXp Realty realtor Fresno CA, brings forth an enlightening discussion with Ken Janes and Michelle Johnson from Hero Loan Teams, discovering home loan programs available, especially as January marks a significant reset for these programs. The conversation not only unveils the opportunities for potential homebuyers but also emphasizes the importance of collaboration, transparency, and personalized strategies in the homebuying process. Join us on this journey as we explore the insights provided by Ken Janes and Michelle and discover how Hero Loan Teams can turn homeownership dreams into reality. https://www.youtube.com/watch?v=tInCMQ2Kbv0 Hero Loan Team's Expertise: An Overview As the regional manager of Hero Loan Team, Ken Janes, alongside Michelle Johnson,...

Dec132023 by adminNo Comments

Everything You Need to Know About Interest Rates in 2024 with Hero Loan Team

Home Loan

Interest rates play a crucial role in the economy. They determine the cost of borrowing money, which influences both consumer spending and investment decisions. Lower interest rates encourage borrowing, stimulating economic growth and encouraging businesses to expand. Higher interest rates can help control inflation by reducing spending and curbing the demand for loans. Central banks often use interest rates as a tool to manage the economy, adjusting them to maintain stability and support economic objectives like price stability, employment, and growth. We're diving into the fascinating world of interest rates, exploring what's on the horizon. Stick around as Michelle sheds light on the twists and turns in this financial rollercoaster. https://www.youtube.com/watch?v=d6Rzoo-Ha...

Nov172023 by adminNo Comments

Redefining Real Estate and Financial Success with Linda Peltz and Deric Blanton

Realty Companies

Real estate and financing are both crucial aspects of the landscape because they directly impact economic growth, stability, and development. Real estate determines the availability and use of land for various purposes such as residential, commercial, or industrial, while financing provides the necessary capital for real estate projects and investments. Both sectors are interdependent, with real estate driving economic activity and financing facilitating access to funds. The combination of robust real estate and financing markets is essential for a thriving economy and a well-functioning landscape. The video discussion below unfolds as a captivating exploration of Linda Peltz's journey in the realm of real estate and Deric Blanton as Financial Professional from WealthWave Financial. Fro...

Nov72023 by adminNo Comments

Importance of Financial Education for Loan Officers in Real Estate

Home Loan

Education is crucial for loan officers as it enables them to make informed decisions and provide sound financial advice to borrowers. By understanding financial concepts, loan officers can assess clients' creditworthiness accurately, evaluate risks, and offer suitable loan options. Additionally, financial education equips loan officers with the knowledge to guide borrowers in managing their finances effectively, improving their chances of successful loan repayment. Overall, financial education empowers loan officers to serve clients better, promote responsible lending practices, and contribute to the financial well-being of individuals and communities. The significance of financial education for loan officers cannot be overlooked. Their role in the home buying process is pivotal, as the...

Oct112023 by adminNo Comments

Loan Rates Changes in Recent Real Estate Market by Michelle Johnson from Hero Loan Team

Home Loan, Realty Companies

Loan rates in the recent real estate market have been relatively low. The exact rates vary depending on factors such as the type of loan, the borrower's creditworthiness, and market conditions. However, average mortgage rates have hovered around historical lows, offering favorable borrowing conditions for those looking to purchase or refinance property. It's always advisable to consult with a mortgage lender or professional to get the most accurate and up-to-date rates based on your specific circumstances. This week, Linda Peltz realtor Clovis CA engages in a conversation with Michelle Johnson from the Hero Loan Team to unravel the complexities of loan rates and their impact on the ever-changing housing market.Tune in to video below to learn more about loan rate, personal loan pro...